Tom Spaulding

I'm not just your insurance agent. I'm your neighbor.

Born and raised in Lewis County, I grew up in Copenhagen and now proudly call Lowville home with my wife, Elizabeth. Small business is about relationships, friendships, and knowing there's a real person you can count on when life throws you a curveball.

Our family-run State Farm agency in Lowville is built on old-fashioned customer service. We take time to know our customers, understand their needs, and help protect what matters most. No AI call centers—just real people who genuinely care.

Deep Roots. Strong Community Commitment.

Elizabeth and I believe in giving back to the community that has given us so much. We're active in many organizations and clubs.

We're proud supporters of the Lewis County Fair, Cream Cheese Festival, Food Truck Friday, Lowville Food Pantry, United Way, Tyler R. Christman Foundation, Northern New York Community Foundation, Double Play Community Center, Fort Drum military community, and numerous local events and organizations.

Community service has brought us several meaningful honors:

• Tom: 2023 SUNY Oswego Alumni Association Community Service Award, 2023 NYS Senate Proclamation, 2024 Lions International Distinguished Leadership Award, 2024 NYS Senate Empire Award, 2025 Lions International Melvin Jones Fellowship, and State Farm Honor Club recognition.

• Elizabeth: 2023 Lions International Melvin Jones Fellowship and 2023 NYS Senate Proclamation.

• Together: Multiple Robert J. Uplinger Distinguished Service Awards through Lions Clubs International.

• Our Agency: Lewis County Chamber of Commerce Emerging Business of the Year.

I also hold a Master's Degree in Healthcare Administration and enjoy supporting local high school sports and spending time outdoors, especially throughout the Tug Hill region.

Insurance With a Personal Touch

We help individuals, families, and businesses throughout New York State with auto, homeowners, renters, condo, life, business, pet, and recreational vehicle insurance, along with other available State Farm products.

While we're proudly based in Lowville, we also serve Watertown, Carthage, Boonville, Fort Drum, Lyons Falls, Croghan, Copenhagen, Port Leyden, Constableville, Rome, Utica, Syracuse, Oswego, Old Forge, and surrounding communities. We welcome new residents, military families relocating to Fort Drum, and customers throughout New York State.

Whether you live in Lowville, Woodcliff, Eagle Ridge, The Ledges, Autumn Ridge, Parkstead, Beaver Meadow, Creekwood Homes, Huntington Heights, Starwood, Hycliff Apartments, or Kelsey Creek, we'd love the opportunity to help.

Why Choose Our Agency?

Because when you need help, you deserve a real person who knows your name.

Our customer reviews reflect the personal attention, responsiveness, and friendly service Elizabeth, our team, and I work hard to provide. We encourage you to read what local customers are saying about their experiences.

We believe in regular insurance reviews, straightforward conversations, and helping you make informed decisions without unnecessary pressure.

Let's Connect!

Our office is located at 7518 S. State Street, Suite 4, Lowville, NY 13367. Our main door is on Elm Street and there is public parking.

Appointments are strongly encouraged so we can give every customer the attention they deserve. Monday through Friday, 4–5 PM is reserved exclusively for scheduled appointments. Evening and weekend appointments may also be available by arrangement. Office hours may change for holidays, community events, or severe weather.

Call or text us today. Live telephone support is available 24/7.

Whether you prefer meeting in person, speaking by phone, or connecting virtually, we're here to help.

Lewis County is our home. Helping protect our neighbors is our business. Earning your business is our priority.