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State Farm® Insurance Agent

Tom Spaulding

7518 S State Street
Suite 4
Lowville, NY 13367-1536

On the corner of South State Street and Elm Street.

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 4pm
After Hours by Appointment
Call or text us 24 hours a day!


7518 S State Street
Suite 4
Lowville, NY 13367-1536





24/7 Live Telephone Customer Service.

Online auto quotes are not available at this time. We would love to help you. Please call, text, or visit us for an auto quote today. Our team is ready now to put together a Personal Price Plan for you! Enjoy the savings when you make the choice to combine your home and auto insurance. Contact me for a quote today.

Did you know that when you are renting an apartment the landlord will not cover any of your personal items. Give us a call for a renters or apartment quote today! #LowvilleNY

Some fun facts about me! Born and raised in Lewis County, NY. Grew up in Copenhagen, live in Lowville. I am a proud active member of the Lowville Lions with my wife Elizabeth (both of us have been awarded the prestigious Uplinger Award); American Legion Post 162; Lewis County Chamber of Commerce; Naturally Lewis; numerous ATV and snowmobile clubs; supporter of the Lowville Food Pantry, etc. and I love the outdoors, especially the Tug Hill area. Other information about me is I have a Master Degree in Healthcare Administration, love watching local high school sports, and have served on several local nonprofit boards. We support our military, especially those serving at Fort Drum NY. We are a husband and wife team in our office. #lewiscountyny #statefarm13367 #FortDrumNY #TugHillNY #WatertownNY #OswegoNY #UticaNY #RomeNY #OldForgeNY #SyracuseNY #NaturallyLewis

We strive to provide excellent customer service including meeting with our customers regularly to help review their policies. How often do you meet with your current insurance company? Elizabeth (spouse) and I look forward the opportunity to earn your business. Call us today for auto insurance, renters' insurance, pet, life insurance, business commercial insurance, or home insurance quote today.

We can service anywhere in NY but some of our local zip codes include (Watertown, Fort Drum, Lowville, Carthage, Boonville, Rome, Utica, Oswego, Syracuse, Sackets Harbor, Adams, Alexandria Bay, Lyons Falls, Croghan, Copenhagen, Etc.) : 13367 13601 13619 13309 13433 13602 13420 13473 13325 13368 13626 13665 13638 13656 13607 13624 13616 13612 13611 13605 13606 13671 13673 13620 13327 13622 13659 13691 13682 13404 13661 13628 13634 13327 13305 13640 13615 13360

Call us for all your car, home, renters, camp, boat, ATV, UTV, snowmobile, jet ski, motorcycle, RV camper, business, and life insurance needs. #snowmobileNY #snirtrun #buckrun #FortDrumNY

We strive to make our community a better place by volunteering and giving back! Check out all our community awards in our office! Life insurance can be an important purchase because it may protect your most important people. It’s easier and more affordable than you might think. Contact me to talk about your options.

Personal service makes happier campers. Whether you're camping, hitting the trails, or thinking about purchasing a recreational vehicle or trailer, don't hesitate to call or drop me an email for a quote.

Have you heard about the State Farm Personal Price Plan? It’s all about creating a personalized price just for you, and I can help. Call, click or stop by today. How much life insurance do you need? I can help you with a life needs analysis. Providing car/home/renters (including Woodcliff, Eagle Ridge, The Ledges, Autumn Ridge, Parkstead, Beaver Meadow, Creekwood Homes, Huntington Heights, Starwood, Hycliff Apts, Kelsey Creek, etc.). We love Fort Drum NY! #FortDrumNY

New to the North Country? It is important to have renters insurance. #WatertownNY Treat your motorcycle to personalized coverage. Whether you ride a classic, a customized motorcycle or a cruiser, look to a good neighbor to help with coverage options that can fit your needs and budget, along with reliable 24/7 support to go the distance.

However you get to your next adventure, I've got coverage options for your RV, Motorcycle, ATV, jet ski, UTV, Travel Trailer, Snowmobile or Boat. As your agent, I'm here to help you find solid protection for your type of recreational vehicle, and of course, your needs and budget. Are you a boat owner? Have you ever wondered about the importance of boater's liability insurance. I can help you craft a Boatowners Policy that covers you, your family and the boat that means so much to you all. Ride the Tug Hill! #NaturallyLewis

Distinguished SUNY Oswego Alumni Association’s 2023 Community Service Award Winner. (Tom)

2023 Lions International Prestigious Melvin Jones Recipient. (Elizabeth)

2023 NYS Senate Proclamation Recipients. (Tom & Elizabeth)

2024 Lions International Distinguished Leadership Award; 3rd highest award in Lions. (Tom)

Both Tom & Elizabeth have received Lions Club Robert J. Uplinger Distinguished Service Awards for their ongoing community service.

2024 NYS Senate Empire Award (Tom)

Our business is a past award winner for Emerging Business of the Year by the Lewis County Chamber of Commerce.

Major sponsor of the Lewis County Fair; sponsor of numerous ATV and Snowmobile Clubs; Food Truck Friday sponsor; American Legion Events; Lowville Food Pantry; Cream Cheese Festival sponsor; Tyler R. Christman Foundation; NNY Community Foundation; Double Play Community Center; and numerous other community causes. WE GIVE BACK!

I can help you choose the coverage you want to protect the stuff you love. Contact me for a renters quote today.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

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The Tom Spaulding State Farm Agency offers insurance with friendly personal local customer service. As your local State Farm office, we are committed to providing you with personalized insurance protection for your auto, home, business, pet, renters, and life insurance needs. Call us today don't delay. We strive to support our community. We were born here, raised here, grew up here, and we give back.

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Our team provides a remarkable customer experience. Team members are licensed and trained to meet customer needs for Life Insurance, Auto Insurance, Homeowners Insurance, Renters Insurance, Pet Insurance and Health Insurance. Serving the insurance needs of customers across Jefferson County NY and Lewis County NY, Lowville, Carthage, Watertown, Boonville, Copenhagen, Old Forge, Port Leyden, Fort Drum, Croghan, Glenfield, Oswego, Syracuse, Rome, Brantingham, Lyons Falls, Utica, Canton, Barnes Corners, Adams, Pulaski, Natural Bridge, New Hartford, Rochester, Buffalo, Potsdam, Inlet, Remsen, Alexandria Bay, Sackets Harbor, Clayton, LaFargeville, Poland, Forestport, Harrisville, Osceola, West Leyden, Castorland, Tug Hill, and New York State. What's better than riding your motorcycle? A good neighbor to help you protect it. We have snowmobile, ATV, and UTV coverage options that fit your needs and budget.

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Elizabeth Spaulding

Office Manager

Elizabeth provides excellent quality customer service and is happy to assist you with your auto, life, home, snowmobile, atv, utv, and renter's needs. Consider a personal article policy as well.

If you are looking for camp and seasonal home insurance, give us a call today.